Effective Plan Dates: July 1, 2025 - June 30, 2026

Voluntary Accident Insurance

Accidental Injury Insurance provides benefits to help cover unexpected costs associated with a non-work-related accident. If a covered injury occurs, this plan pays benefits regardless of any other insurance coverages. Mutual of Omaha will send a check for covered injuries; you decide the best way to spend it.

Voluntary Accident Insurance for
Salaried Employees

Voluntary Accident Insurance for
Hourly Employees

Why is this coverage so valuable?

  • It can help you with out-of-pocket costs that your medical plan doesnโ€™t cover, like co-pays and deductibles.
  • Youโ€™re guaranteed base coverage, without answering health questions.
  • The cost is conveniently deducted from your paycheck.
  • You can keep your coverage if you change jobs or retire. Youโ€™ll be billed directly.

Examples of Covered Accidents and Injuries

  • Broken bones and burns
  • Torn ligaments, joint dislocations and ruptured discs
  • Eye injuries
  • Concussion
Accident Benefit Summary
Health Screen and Claims Submission
How to Submit an Accident Claim