Eligibility
Employee Eligibility
You are eligible to enroll in benefits if you are a regular, full-time employee working a minimum of 30 hours per week.
If you are a new hire, you have 30 days from your date of hire to enroll in benefits. Benefits begin on the first of the month following 60 days.
Dependent Eligibility
Your eligible dependents also have access to many of the benefits we offer. Eligible dependents include:
- Legal spouses and registered domestic partners are eligible to enroll even if they are offered their own plan.
- Children up to age 26, including natural children, stepchildren, legally adopted children, children for whom you are the legal guardian, foster children, children for whom you are legally responsible to provide health coverage under a Qualified Medical Child Support Order (QMCSO).
- Disabled children over age 26 if unmarried, incapable of self-support, dependent on you for primary support and the disability occurred before the age of 26.
You may be required to provide supporting documentation, such as a marriage certificate or birth certificate to verify dependent eligibility.
Open Enrollment
This is your once-a-year opportunity to pick your plans or make changes to your existing coverage. The choices you make during Open Enrollment will take effect on July 1, 2025 and will remain in effect through June 30, 2026.
When you enroll you can:
- Change your current coverage, if needed
- Enroll in benefits for the first time, if newly hired or newly eligible for benefits
- Update your dependent information
- Update your beneficiary information
After open enrollment ends, you will have to wait until the following yearโs open enrollment to make any changes, unless you have a qualifying event.
Qualifying Life Event
Certain life events provide you a 30-day window to elect benefits or change your covered dependents.
What is a Qualifying Life Event? If you experience any of the scenarios below, you may be eligible to update your benefit elections mid-year:
- Marriage, divorce, or legal separation
- Birth or adoption of a child
- Commencement or termination of adoption proceedings
- Change in child’s dependent status
- Death of a dependent
- Loss or gain of other health coverage for you and/or dependents
- Change in employment status
- Change in Medicaid/Medicare eligibility for you or a dependent
- Receipt of a Qualified Medical Child Support Order
It is your responsibility to notify Human Resources within 30 days of the event to make changes to your coverage. You will need to provide documentation of the event, such as a marriage license, divorce decree, or birth certificate, and benefit changes must be consistent with the qualifying event.
If you have questions about your eligibility or enrollment process, check with Human Resources.
